South Wales sees its share of severe weather, and storm damage to a roof is one of the more common reasons for an insurance claim. Here's what T & T Roofing South Wales would want you to know about the process.
What Counts as Storm Damage
- Tiles or slates dislodged or blown off by high winds
- Damage from fallen branches or debris during a storm
- Flashing or leadwork torn loose by severe weather
- Structural damage from a specific storm event, rather than gradual wear
Why Insurers Distinguish Storm Damage From Wear and Tear
Insurance policies typically cover sudden, specific damage from an insured event like a storm, but not gradual deterioration from age or lack of maintenance. This distinction matters, since it affects whether a claim is likely to be accepted.
What to Do If You Suspect Storm Damage
- Don't attempt to inspect the roof yourself. This carries genuine fall risk, particularly on a roof that may already be unstable.
- Contact us for an assessment. We can identify and document the damage properly.
- Report it to your insurer promptly. Most policies expect reasonably timely notification of damage.
- Get the roof made safe if needed. Preventing further damage while the claim is being processed.
How We Support Insurance Work
- Thorough assessment and clear documentation of the damage
- Photos and a written report that can support your claim
- Honest description of what's storm-related versus pre-existing wear
- Carrying out the repair or replacement once the claim is approved
Why Getting This Right Matters
- Proper documentation supports a smoother claims process
- Prompt action can prevent further damage while a claim is being processed
- An honest assessment protects your position with the insurer
- You get the roof properly repaired, not just patched to pass inspection
Dealing with storm damage? We'll assess it properly and help document it for your insurance claim.
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We're new roof installation specialists covering South Wales, using premium tile and slate roofing systems and honest advice — not a generic call-out. Every job starts with a free quotation and guaranteed workmanship throughout.